UNIVERSITY AND STATE EMPLOYEES CREDIT UNION
10120 PACIFIC HEIGHTS BLVD NO 100, SAN DIEGO, CA 92121 http://WWW.USECU.ORG

Total Revenue
$35,514,261
Total Expenses
$27,668,645
Net Assets
$77,336,296

Organizations Filed Purposes: TO PROVIDE FINANCIAL SERVICES TO ALL WHO ARE ELIGIBLE FOR UNIVERSITY & STATE EMPLOYEES (USE) CREDIT UNION MEMBERSHIP.

AS A MEMBER-OWNED, NOT-FOR-PROFIT COOPERATIVE, USE CREDIT UNION IS DEDICATED TO PROVIDING THE FINANCIAL PRODUCTS AND SERVICES MEMBERS NEED AT EVERY STAGE OF LIFE. WHETHER IT'S BUYING A FIRST CAR, FINANCING A NEW HOME, OR SEEKING A HIGHER EDUCATION, USE CREDIT UNION OFFERS MEMBERS LOW-COST HOME, VEHICLE, AND PERSONAL LOANS, AS WELL AS, FREE FINANCIAL SEMINARS TO ASSIST THEM IN MAKING SOUND FINANCIAL CHOICES. AS OF DECEMBER 31, 2014, USE CREDIT UNION MEMBERS HELD 35,533 MORTGAGE, HOME EQUITY, VEHICLE, CREDIT CARD, AND VARIOUS OTHER PERSONAL LOANS TOTALING OVER $476 MILLION.

SINCE 1936, USE CREDIT UNION HAS BEEN HELPING PEOPLE ACHIEVE THEIR MOST IMPORTANT FINANCIAL GOALS. AS ONE OF CALIFORNIA'S LARGEST CREDIT UNIONS, USE OFFERS FULL-SERVICE BANKING INCLUDING FREE AND LOW-COST E-SERVICES. MEMBERS CAN MANAGE THEIR PERSONAL FINANCES ANYTIME, ANYWHERE WITH TELEPHONE, ONLINE AND WIRELESS INTERNET BANKING. AS AN ADDITIONAL CONVENIENCE, USE OFFERS BILLPAY SERVICES TO MEMBERS WITH QUALIFYING CHECKING ACCOUNTS AT NO COST. APPROXIMATELY 6,300 MEMBERS UTILIZE THIS SERVICE EACH MONTH. IN ADDITION, USE CREDIT UNION HAS PARTNERED WITH OTHER CREDIT UNIONS TO FORM THE CO-OP ATM NETWORK. THIS NETWORK PROVIDES MEMBERS ACCESS TO APPROXIMATELY 30,000 NO-FEE ATM'S THROUGHOUT THE UNITED STATES AND CANADA, INCLUDING LOCATIONS AT POPULAR RETAILERS.


Executives Listed on Filing

Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing

Name Title Hours Per Week Total Salary
JAMES HARRIS PRESIDENT/CEO 40.00 $453,308
GARY AHLGREN EVP/ORGANIZATIONAL IMPROVEMENT 40.00 $355,213
KENNETH KRAMER SVP/CFO/TREASURER 40.00 $309,439
STEPHEN EWERS CIO 40.00 $273,464
KAREN SMITH VP LENDING 40.00 $184,196
NICOLE ANDERSON VP MARKETING 40.00 $172,171
NATHANIEL FRICHTEL VP BUSINESS TECHNOLOGY 40.00 $164,560
DONALD COLEMAN VP REAL ESTATE EXPERIENCE 40.00 $147,114
LAURA YOUNG SVP HUMAN RESOURCES/ORGANIZATION DEVELOPMENT 40.00 $139,545
LORI TROFEMUK DIRECTOR (RETIRED JULY 2014) 3.00 $0
JOHN STEVENSON DIRECTOR 3.00 $0
JOSHUA LAWRENCE VICE CHAIR 3.00 $0
JOHN RICHARD CHANTENGCO DIRECTOR 3.00 $0
TONY CHERIN DIRECTOR 3.00 $0
DAVID ELY DIRECTOR 3.00 $0
LES OVERMAN DIRECTOR 3.00 $0
YVONNE L MARSH DIRECTOR 3.00 $0
ARUN SEN DIRECTOR 3.00 $0
STEVE ST MARIE DIRECTOR 3.00 $0
MATT ADAMS CHAIR 3.00 $0

data for this page was sourced from XML published by IRS (public 990 form dataset) from: https://s3.amazonaws.com/irs-form-990/201522299349300222_public.xml



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