Organizations Filed Purposes:
WE ARE A MEMBER OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE; WE EXIST TO SERVE - TO ENRICH LIVES AND BUILD BETTER FUTURES.
WE TRANSFORM LIVES BY MAKING DREAMS HAPPEN!
MEMBERSHIP IN USE CREDIT UNION PROVIDES ACCESS TO A ROBUST ARRAY OF QUALITY FINANCIAL SERVICES AND PRODUCTS INCLUDING CHECKING AND SAVINGS ACCOUNTS. UNLIKE BANKS, WHICH RETURN THEIR PROFITS TO SHAREHOLDERS, USE CREDIT UNION RETURNS ITS PROFITS TO MEMBERS IN THE FORM OF HIGHER RATES ON DEPOSITS AND A HOST OF FREE AND LOW-COST SERVICES. AS OF DECEMBER 31, 2018, USE CREDIT UNION MEMBERS HELD 74,890 DEPOSIT ACCOUNTS TOTALING OVER $824 MILLION. THESE ACCOUNTS INCLUDED FREE CHECKING, LOW-BALANCE SAVINGS, IRA'S, AND HIGH-YIELD MONEY MARKET AND TERM INVESTMENT ACCOUNTS.
AS A MEMBER-OWNED, NOT-FOR-PROFIT COOPERATIVE, USE CREDIT UNION IS DEDICATED TO PROVIDING THE FINANCIAL PRODUCTS AND SERVICES MEMBERS NEED AT EVERY STAGE OF LIFE. WHETHER IT'S BUYING A FIRST CAR, FINANCING A NEW HOME, OR SEEKING A HIGHER EDUCATION, USE CREDIT UNION OFFERS MEMBERS LOW-COST HOME, VEHICLE, AND PERSONAL LOANS, AS WELL AS, FREE FINANCIAL SEMINARS TO ASSIST THEM IN MAKING SOUND FINANCIAL CHOICES. AS OF DECEMBER 31, 2018, USE CREDIT UNION MEMBERS HELD 37,329 MORTGAGE, HOME EQUITY, VEHICLE, CREDIT CARD, AND VARIOUS OTHER PERSONAL LOANS TOTALING OVER $749 MILLION.
SINCE 1936, USE CREDIT UNION HAS BEEN HELPING PEOPLE ACHIEVE THEIR MOST IMPORTANT FINANCIAL GOALS. AS ONE OF CALIFORNIA'S LARGEST CREDIT UNIONS, USE OFFERS FULL-SERVICE BANKING INCLUDING FREE AND LOW-COST E-SERVICES. MEMBERS CAN MANAGE THEIR PERSONAL FINANCES ANYTIME, ANYWHERE WITH TELEPHONE, ONLINE AND WIRELESS INTERNET BANKING. AS AN ADDITIONAL CONVENIENCE, USE CREDIT UNION OFFERS BILLPAY SERVICES TO MEMBERS WITH QUALIFYING CHECKING ACCOUNTS AT NO COST. EACH MONTH, APPROXIMATELY 30,000 MEMBERS UTILIZE THE E-SERVICES AVAILABLE 24 HOURS PER DAY. IN ADDITION, USE CREDIT UNION HAS PARTNERED WITH OTHER CREDIT UNIONS TO FORM THE CO-OP ATM NETWORK. THIS NETWORK PROVIDES MEMBERS ACCESS TO APPROXIMATELY 30,000 NO-FEE ATM'S THROUGHOUT THE UNITED STATES, INCLUDING LOCATIONS AT POPULAR RETAILERS.
Executives Listed on Filing
Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing
| Name | Title | Hours Per Week | Total Salary |
|---|
| James Harris | PRESIDENT/CEO | 40 | $479,999 |
| Todd Tharp | SVP/CFO/SECRETARY | 40 | $313,208 |
| Stephen Ewers | SVP/CHIEF INFORMATION OFFICER | 40 | $291,181 |
| Laura Young | SVP/CHIEF HUMAN RESOURCES OFFICER | 40 | $286,126 |
| Mathew Lyons | SVP/CHIEF LENDING OFFICER | 40 | $267,799 |
| Karen Smith | VP LENDING | 40 | $189,804 |
| Nathaniel Frichtel | VP BUSINESS TECHNOLOGY | 40 | $162,447 |
| Donald Coleman | VP REAL ESTATE | 40 | $156,202 |
| Karen Stigler | VP INNOVATION & OPTIMIZATION | 40 | $147,570 |
| Kathleen Dallas-Orr | SR COMMUNITY MORTGAGE SPECIALIST | 40 | $138,931 |
| Steve St Marie | DIRECTOR | 3 | $0 |
| Yvonne L Marsh | DIRECTOR | 3 | $0 |
| Joshua Lawrence | DIRECTOR | 3 | $0 |
| David Ely | DIRECTOR | 3 | $0 |
| Scot Einsendrath | DIRECTOR | 3 | $0 |
| Tony Cherin | DIRECTOR | 3 | $0 |
| Matt Adams | DIRECTOR | 3 | $0 |
| Beverly Randez | VICE CHAIR | 3 | $0 |
| Les Overman | CHAIR | 3 | $0 |
Data for this page was sourced from XML published by IRS (
public 990 form dataset) from:
https://s3.amazonaws.com/irs-form-990/201903159349304400_public.xml