FRONTWAVE CREDIT UNION
1278 ROCKY POINT DRIVE, OCEANSIDE, CA 92056 www.frontwavecu.com

Total Revenue
$53,287,865
Total Expenses
$55,659,320
Net Assets
$113,830,072

Organizations Filed Purposes: FRONTWAVE CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, FRONTWAVE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.

FRONTWAVE CREDIT UNION PROVIDES A WIDE RANGE OF MEMBER SERVICES INCLUDING EDUCATING MEMBERS ON AVAILABLE PRODUCTS AND SERVICES, FEES INVOLVED, AND OPENING AND SERVICING DEPOSIT AND LOAN PRODUCTS.

FRONTWAVE CREDIT UNION USES CUTTING-EDGE TECHNOLOGY BY PROVIDING ITS MEMBERS WITH DIGITAL BANKING. THE MEMBERS CAN USE THE ONLINE AND MOBILE BANKING TOOLS TO MANAGE THEIR ACCOUNTS 24/7.

Executives Listed on Filing

Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing

NameTitleHours Per WeekTotal Salary
Brad Smith FormerEVP/CSO40$448,730
William BirniePRESIDENT AND CEO40$332,984
Jim Dages FormerSPV/CLO40$329,724
Randi BrookeSVP/COO40$259,368
Ward WellsSPV/CIO40$251,760
Sarai RodgersSVP/CHRO40$249,825
Todd KernSVP/CMO40$242,109
Carrie FosterSPV/CFO40$240,216
Wendy RodriguezDIRECTOR OF BRANCH OPERATIONS REGION 140$151,212
Jennifer TopzandDIRECTOR OF MARKETING40$139,982
Toby FinneganDIRECTOR OF INFORMATION TECHNOLOGY40$139,928
Shilpa EdlabadkarDIRECTOR OF FINANCE AND ACCOUNTING40$139,922
Kathy SpeliopoulosDIRECTOR OF BRANCH OPERATIONS REGION 240$136,409
Jeff ForsgrenDIRECTOR OF REAL ESTATE40$129,516
Brian SuttonDIRECTOR1$1,356
Kit GardnerSPVE CMTE MEMBER1$1,061
Vicente HinojosaSPVE CMTE MEMBER1$0
Hema CrockettSPVE CMTE MEMBER1$0
Robert RossSPVE CMTE MEMBER1$0
William ShuteSPVE CMTE CHAIRMAN1$0
Marlon RamosDIRECTOR1$0
Gerald PolyasckoDIRECTOR1$0
Kelley MayerDIRECTOR1$0
George HoaglandDIRECTOR1$0
Gary GrevingTREASURER1$0
James CothranSECRETARY1$0
Michael BrigaglianoVICE CHAIRMAN1$0
Richard RothwellCHAIRMAN1$0

Data for this page was sourced from XML published by IRS (public 990 form dataset) from: https://s3.amazonaws.com/irs-form-990/202043159349305214_public.xml