Organizations Filed Purposes:
A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.
AMONG OUR LARGEST ACCOUNT HOLDER BASE (OUTSIDE OF MEMBERSHIP SAVINGS) IS A CHECKING ACCOUNT. WHEELHOUSE OFFERS VARIOUS PRODUCT LINES WITH VARYING FEATURES AND BENEFITS. OUR AVERAGE CHECKING BALANCE IS $8,000 AMONG THE CHECKING ACCOUNTS. THE TWO MOST POPULAR ACCOUNTS INCLUDE A NO-DIVIDEND, NO MONTHLY FEE ACCOUNT FOR THOSE MEETING CERTAIN CRITERIA (MOST OFTEN DIRECT DEPOSIT) AND A DIVIDEND-BEARING ACCOUNT WHICH REQUIRES AN AVERAGE DAILY BALANCE TO BE FREE OF REGULAR MONTHLY FEES. ALL MEMBERS WITH CHECKING ACCOUNTS HAVE A BASIC SAVINGS, BUT THE SECOND MOST POPULAR ACCT COMBINATION FOR CHECKING ACCT HOLDERS INCLUDES A SAVINGS AND CONSUMER LOAN, FOLLOWED BY A SAVINGS CERTIFICATE ACCT. THE CREDIT UNION UNDERWENT A NAME CHANGE IN SEPTEMBER OF 2018 CHANGING SAN DIEGO METROPOLITAN CREDIT UNION TO WHEELHOUSE CREDIT UNION. IN ADDITION TO THE NAME CHANGE, THE CREDIT UNION INTRODUCED A NEW HOME BANKING PLATFORM AND A NEW MONEY MOVING SERVICE AVAILABLE USING DEBIT CARDS AND ACH. IN OCTOBER OF 2019, WHEELHOUSE CREDIT UNION CONVERTED ITS CORE PROCESSOR FROM FISERV XP2 TO KEYSTONE.
THE SERVICE GARNERING LARGE ENROLLMENT IS INTERNET BANKING ENROLLMENT, WHICH ALLOWS MEMBERS TO MANAGE THEIR FINANCIAL ACCOUNTS 24 HOURS A DAY FROM A PERSONAL COMPUTER WITH INTERNET ACCESS. FEATURES OF THIS SERVICE ARE THE ABILITY TO VIEW ACCOUNT BALANCES AND HISTORIES AT ANY TIME, VIEW CHECK IMAGES, AND PERFORM TRANSFERS FROM ONE OF THE MEMBER'S ACCOUNTS TO ANOTHER. THE BREADTH OF TRANSACTIONS PROVIDED TO THE MEMBER VIA THIS PLATFORM PROVIDES AN EFFICIENCY AND CONVENIENCE TO THE MEMBER AND IS LESS COSTLY THAN A BRANCH TRANSACTION. NEW FEATURES TO INTERNET BANKING NOW ALLOW MEMBERS TO MAKE AND/OR SCHEDULE TRANSFERS AND LOAN PAYMENTS FROM INTERNAL AND/OR EXTERNAL SOURCES.
ENERGY EFFICIENT/SOLAR LOANS MAKE UP 53% OF THE LOAN PORTFOLIO WITH A PORTFOLIO BALANCE OF $128M AND AN AVERAGE LOAN BALANCE OF $21,750. THESE LOANS ARE GRANTED TO MEMBERS FOR STRUCTURAL IMPROVEMENTS TO THEIR HOMES WHICH MAKE THEM MORE ENERGY EFFICIENT. IMPROVEMENTS INCLUDE SOLAR PANELS, WINDOWS, ROOFING AND AIR CONDITIONING. BY PERFORMING SUCH IMPROVEMENTS TO THEIR HOME, MEMBERS SEE A SIGNIFICANT REDUCTION IN ENERGY EFFICIENT COSTS AS WELL AS RECEIVE A TAX CREDIT FROM THE IRS.
Executives Listed on Filing
Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing
| Name | Title | Hours Per Week | Total Salary |
|---|
| Lisa Paul-Hill | CEO | 50 | $262,175 |
| John Frazza | VP/CLO | 50 | $178,113 |
| Rebecca-Ramos Arzola | VP HUMAN RESOURCES | 50 | $157,683 |
| Michael Glogowski | VP INFORMATION TECH | 50 | $155,991 |
| Alex Hosch | SVP, ENTERPRISE RISK | 50 | $148,817 |
| Curt Yasuhara | VP BUSINESS INTELLIGENCE | 50 | $137,003 |
| John Stabler Former | CFO | 50 | $64,987 |
| Lisa Chan | CFO | 50 | $62,008 |
| Kathy Ruiz | SUPV CMTE MEMBER | 1 | $0 |
| Holly Reed-Falk | SUPV CMTE MEMBER | 1 | $0 |
| Edward Prendell | SUPV CMTE MEMBER | 1 | $0 |
| Scott Wahl | SUPV CMTE MEMBER | 1 | $0 |
| June Dudas | SUPV CMTE CHAIR | 1 | $0 |
| Robert Wilson | BOARD MEMBER | 1 | $0 |
| Stephanie Rose | BOARD MEMBER | 1 | $0 |
| Mario Modiano | BOARD MEMBER | 1 | $0 |
| Robert Lawrence | BOARD MEMBER | 1 | $0 |
| D Cruz Gonzalez | BOARD MEMBER | 1 | $0 |
| Michael Ahlering | BOARD MEMBER | 1 | $0 |
| Sharon Floyd | BOARD SECRETARY AND TREASU | 1 | $0 |
| Dan Sobel | VICE CHAIRPERSON | 1 | $0 |
| Marcia Mclatchy | CHAIRPERSON | 1 | $0 |
Data for this page was sourced from XML published by IRS (
public 990 form dataset) from:
https://s3.amazonaws.com/irs-form-990/202043189349309354_public.xml