MONTANA FOOD DISTRIBUTORS ASSOCIATION
PO BOX 5775, HELENA, MT 596045775 www.mfda.biz

---

Organizations Filed Purposes: PROMOTING AND PROTECTING THE GROCERY INDUSTRY OF MONTANA. TO PROVIDE MEMBERS WITH THE SERVICES, WHICH MAY BE IMPOSSIBLE, IMPRACTICAL OR ECONOMICALLY INFEASIBLE TO ACHIEVE ALONE.

TO PROMOTE THE ECONOMIC, CIVIL AND SOCIAL WELFARE OF FOOD DISTRIBUTORS WITHIN MONTANA.

THE ASSOCIATION PROVIDES ITS MEMBERS THE OPPORTUNITY TO PARTICIPATE IN A FULLY INSURED HEALTH, LIFE, DENTAL AND VISION PLAN AT A COMPETITIVE PRICE. IN ADDITION TO THE FULLY INSURED BENEFITS, A VOLUNTARY EMPLOYEE BENEFITS ASSOCIATION (VEBA) TRUST IS BEING ESTABLISHED TO PROVIDE PREMIUM STABILITY AND LARGE LOSS PROTECTION FOR LOSSES IN EXCESS OF $100,000. THE VEBA STRUCTURE PROTECTS PARTICIPATING MEMBERS FROM LARGE PREMIUM SWINGS AND UNPREDICTABLE COSTS OF EMPLOYEE BENEFITS.

THE ASSOCIATION PROVIDES A GROUP PURCHASING AND WORK PLACE SAFETY PROGRAM, WHICH BENEFITS THE MEMBERS IN A MULTITUDE OF AREAS. THE RECOGNIZED BENEFITS PROVIDED BY THE ASSOCIATION PROGRAM INCLUDE A POTENTIAL REDUCTION IN WORKPLACE INJURY COSTS BY PROMOTING WORKPLACE SAFETY, A REDUCTION IN PREMIUM BY GROUP PURCHASING POWER, A DUAL DIVIDEND STRUCTURE (INDIVIDUAL AND GROUP) FOR EFFECTIVE LOSS CONTROL, CENTRAL BILLING BY THE ASSOCIATION AND A 3% INVESTMENT RETURN IN DEPOSITS THAT ARE NOT USED FOR PREMIUMS.

THE ASSOCIATION PROVIDES A CENTRAL CLEARING SERVICE THROUGH A CONTRACT SERVICE PROVIDER TO REDEEM MANUFACTURERS' DISCOUNT COUPONS HONORED BY THE MEMBERS FOR THEIR RETAIL CUSTOMERS.

---

---

Data for this page was sourced from XML published by IRS (public 990 form dataset) from: https://s3.amazonaws.com/irs-form-990/201930159349301223_public.xml