ST MARYS BANK CREDIT UNION
PO BOX 990, MANCHESTER, NH 03105 www.stmarysbank.com

---

Organizations Filed Purposes: PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES TO EFFECTIVELY SERVE OUR MEMBERS BY PROVIDING TRUSTED ETHICAL ADVICE THAT HELPS MEMBERS ACHIEVE THEIR FINANCIAL GOALS, A FULL ARRAY OF FINANCIAL SERVICES THAT OFFER REAL ECONOMIC VALUE, AND BEST IN THE MARKET SERVICE THAT RESULTS IN LONG-TERM LOYALTY.

PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES.

THE CREDIT UNION HAS 106,289 MEMBERS AS OF DECEMBER 31, 2018. MEMBERS HAVE ACCESS TO A WIDE VARIETY OF LOW-COST, HIGH-QUALITY SERVICES.

ST. MARY'S BANK IS COMMITTED TO THEIR COMMUNITY AND FOLLOWS THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". WE DEDICATE RESOURCES TO THE COMMUNITIES WE SERVE AND PROVIDE OPPORTUNITIES FOR INDIVIDUALS AND FAMILIES, ESPECIALLY THOSE OF MODEST MEANS, SO THAT ALL MAY IMPROVE THEIR QUALITY OF LIFE.THE CREDIT UNION'S CHARITABLE GIVING THEME IS CHILDREN, FAMILIES AND INDIVIDUALS IN NEED. ST. MARY'S BANK PROACTIVELY SUPPORTS THE COMMUNITIES IT SERVES THROUGH A NUMBER OF PROGRAMS AND INITIATIVES WITH THE COMMITMENT OF MONETARY AND NON-MONETARY RESOURCES. ST. MARY'S SUPPORTS MANY NON-PROFITS AND SOCIAL SERVICE AGENCIES THROUGH DONATIONS AND SPONSORSHIPS. IN 2018, ST. MARY'S BANK SUPPORTED 77 ORGANIZATIONS THROUGH DONATIONS AND SPONSORSHIPS FOR A TOTAL OF $142,309.03.LAST YEAR, ST. MARY'S BANK AWARDED THREE GRANTS FROM THE "1908 FUND" TOTALING $10,024 TO NON-PROFIT ORGANIZATIONS THAT FOCUS ON FINANCIAL INDEPENDENCE.ST. MARY'S BANK SUPPORTED SEVERAL SCHOLARSHIPS LAST YEAR BOTH EXTERNALLY AND INTERNALLY. ST. MARY'S BANK MEDALLION FUND AND ARMAND LEMIRE MEDALLION FUND, BOTH ADMINISTERED BY THE NH CHARITABLE FOUNDATION, ARE INTENDED TO ASSIST MEMBERS ENROLLED IN ACCREDITED VOCATIONAL OR TECHNICAL PROGRAMS. FOUR SCHOLARSHIPS WERE AWARDED FOR A TOTAL OF $5,500. IN ADDITION, ST. MARY'S BANK AWARDED $10,000 IN COLLEGE SCHOLARSHIPS TO OUR MEMBERS THROUGH OUR OWN SCHOLARSHIP PROGRAM.IN ADDITION, LAST YEAR OUR EMPLOYEES COLLECTIVELY VOLUNTEERED APPROXIMATELY 5,049 HOURS (FOR A VOLUNTEER WORTH OF $128,396.07 BASED ON WWW.INDEPENDENTSECTOR.ORG) BY SERVING ON BOARDS OF NON-PROFITS AND VOLUNTEERING FOR VARIOUS COMMUNITY RELATED EVENTS. ST. MARY'S BANK ALSO ALLOWS NON-PROFIT PARTNERS TO USE MEETING SPACE AT THE OPERATIONS & EDUCATION CENTER FREE OF CHARGE.

ST. MARY'S BANK PARTICIPATES WITH A NUMBER OF LENDER ORGANIZATIONS OFFERING HOMEOWNERSHIP PROGRAMS THAT ASSISTS THE UNDER-SERVED INCLUDING; FHA, VA, USDA-RD, NHHFA, FNMA-MY COMMUNITY, FNMA-ROC, AND FNMA-HARP. ST. MARY'S BANK ALSO OFFERS PORTFOLIO FINANCING OPTIONS AND IN 2018 CONTINUED ITS "WELCOME HOME FIRST-TIME HOMEBUYER PROGRAM" PROGRAM.ST. MARY'S WELCOME HOME PROGRAM IS DESIGNED TO HELP BORROWERS BETTER UNDERSTAND THEIR OVERALL CREDIT, DETERMINE HOW MUCH HOUSE THEY CAN AFFORD, CHOOSE THE RIGHT MORTGAGE AND AVOID POTENTIAL PITFALLS. AS IMPORTANT, THE PROGRAM OFFERS REAL MONETARY BENEFITS INCLUDING:-REDUCED INTERIM RATE CAP -MORTGAGE INSURANCE PREMIUM REDUCTION-ACCESS TO A FULL-RANGE OF ONLINE RESEARCH TOOLS-ACCESS TO FREE HOMEBUYER EDUCATIONIN ADDITION TO IDENTIFYING LENDING OPPORTUNITIES FOR FIRST-TIME HOMEBUYERS, WE WILL ALSO CONTINUE TO FOCUS ON LENDING TO INCOME-ELIGIBLE FAMILIES. MORE SPECIFICALLY, LENDING TO FAMILIES WHOSE HOUSEHOLD INCOME IS AT OR BELOW 115% OF THE AREA MEDIAN FAMILY INCOME (DEFINED AND PUBLISHED BY THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT).

---

---

Data for this page was sourced from XML published by IRS (public 990 form dataset) from: https://s3.amazonaws.com/irs-form-990/201943179349306234_public.xml