TEXAS HEALTH CREDIT UNION
4800 Grover Avenue, Austin, TX 78756 www.thcu.org

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Organizations Filed Purposes: COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES

THE CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION AND IS A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION INSURANCE FUND. THE CREDIT UNION IS REGULATED BY THE TEXAS CREDIT UNION DEPARTMENT AS WELL AS THE NATIONAL CREDIT UNION ADMINISTRATION. THE CREDIT UNION OFFERS PRODUCTS AND SERVICES IN FOUR PRIMARY AREAS: SAVINGS AND CHECKING ACCOUNTS, CONSUMER AND REAL ESTATE LOANS.

SAVINGS ACCOUNTS: THE CREDIT UNION'S SAVING ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD ALMOST 6000 MEMBER OWNERS ON DECEMBER 31, 2012. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH HOME BANKING VIA THE INTERNET OR PHONE OR ATMS WORLDWIDE.

CHECKING ACCOUNTS: THE CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS AND BUSIONESSES WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY. ADDITIONALLY THE CREDIT UNION EXTENDS THE REACH OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCOUNT ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM. 45% OF CREDIT UNION MEMBERS HAVE A CHECKING ACCOUNT.

CONSUMER LOANS: THE CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES, AND UNSECURED LOANS.

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