Organizations Filed Purposes:
COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES
Energy Capital Credit Union is a cooperative thrift institution and is a member of the National Credit Union Administration Insurance Fund. The Credit Union is regulated by the State of Texas Credit Union department as well as the National Credit Union Administration. Energy Capital Credit Union offers products and services in four primary areas: share accounts, checking accounts, consumer loans, and real estate loans.
SHARE ACCOUNTS - ENERGY CAPITAL CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 17,479 MEMBER-OWNER ACCOUNTS AS OF DECEMBER 31, 2020. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY AND OFFER ACCESS THROUGH THE SHARED BRANCH NETWORK, HOME BANKING VIA THE INTERNET, 3 BRANCH LOCATIONS AND ATMs WORLDWIDE. SPECIAL SAVINGS ACCOUNTS DESIGNED FOR CHILDREN AND TEENAGRS ENCOURGAE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS. Code: 522130
CHECKING ACCOUNTS- ENERGY CAPITAL CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY. ADDITIONALLY, THE CREDIT UNION EXTENDS THE REACH OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCOUNT ACCESS AND FREE USE OF THE INTERNET BILL PAY BROGRAM. 46.69% OF THE CREDIT UNION'S MEMBERS HAVE A CHECKING ACCOUNT. Code: 522130
CONSUMER LOANS - ENERGY CAPITAL CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS FIRST YEAR OF OPERATIONS. THE CONSUMBER LOAN PRODUCT LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR AUTO, SIGNATURE LOANS, CREDIT CARDS, RECREATIONAL VEHICLES, BOATS, MOTORCYCLES, HOME EQUITY AND MORTGAGE LOANS. CONSUMER DEBT PROTECTION INSURANCE IS AVAILABLE ON MAY OF THESE LOAN TYPES. Code:522130
Executives Listed on Filing
Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing
| Name | Title | Hours Per Week | Total Salary |
|---|
| Linda Pearsall | Chief Executive Officer | 50 | $333,396 |
| Kanika Boutte | Chief Operating Officer | 50 | $256,090 |
| Jojo Tharayil | IT VP | 50 | $112,774 |
| Corey Cunningham | Chief Financial Officer | 50 | $108,462 |
| Vince Elder | Director | 2 | $0 |
| Charles Wright | Director | 4 | $0 |
| Chuck Smith | Director | 2 | $0 |
| Huy Tran | Director | 2 | $0 |
| Gregory Montgomery | Director | 2 | $0 |
| Detra Johnson | Director | 2 | $0 |
| Sterling Jones | Secretary/Treasurer | 2 | $0 |
| George Edwards | Vice Chairman | 4 | $0 |
| Chris Ruisaard | Chairman | 4 | $0 |
Data for this page was sourced from XML published by IRS (
public 990 form dataset) from:
https://s3.amazonaws.com/irs-form-990/202111209349301511_public.xml