ENERGY CAPITAL CREDIT UNION
18540 Northwest Fwy, Houston, TX 77065 www.eccu.net

Total Revenue
$10,095,378
Total Expenses
$9,190,771
Net Assets
$23,095,076

Organizations Filed Purposes: COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES

Energy Capital Credit Union is a cooperative thrift institution and is a member of the National Credit Union Administration Insurance Fund. The Credit Union is regulated by the State of Texas Credit Union department as well as the National Credit Union Administration. Energy Capital Credit Union offers products and services in four primary areas: share accounts, checking accounts, consumer loans, and real estate loans.

SHARE ACCOUNTS - ENERGY CAPITAL CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 17,479 MEMBER-OWNER ACCOUNTS AS OF DECEMBER 31, 2020. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY AND OFFER ACCESS THROUGH THE SHARED BRANCH NETWORK, HOME BANKING VIA THE INTERNET, 3 BRANCH LOCATIONS AND ATMs WORLDWIDE. SPECIAL SAVINGS ACCOUNTS DESIGNED FOR CHILDREN AND TEENAGRS ENCOURGAE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS. Code: 522130

CHECKING ACCOUNTS- ENERGY CAPITAL CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY. ADDITIONALLY, THE CREDIT UNION EXTENDS THE REACH OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCOUNT ACCESS AND FREE USE OF THE INTERNET BILL PAY BROGRAM. 46.69% OF THE CREDIT UNION'S MEMBERS HAVE A CHECKING ACCOUNT. Code: 522130

CONSUMER LOANS - ENERGY CAPITAL CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS FIRST YEAR OF OPERATIONS. THE CONSUMBER LOAN PRODUCT LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR AUTO, SIGNATURE LOANS, CREDIT CARDS, RECREATIONAL VEHICLES, BOATS, MOTORCYCLES, HOME EQUITY AND MORTGAGE LOANS. CONSUMER DEBT PROTECTION INSURANCE IS AVAILABLE ON MAY OF THESE LOAN TYPES. Code:522130

Executives Listed on Filing

Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing

NameTitleHours Per WeekTotal Salary
Linda PearsallChief Executive Officer50$333,396
Kanika BoutteChief Operating Officer50$256,090
Jojo TharayilIT VP50$112,774
Corey CunninghamChief Financial Officer50$108,462
Vince ElderDirector2$0
Charles WrightDirector4$0
Chuck SmithDirector2$0
Huy TranDirector2$0
Gregory MontgomeryDirector2$0
Detra JohnsonDirector2$0
Sterling JonesSecretary/Treasurer2$0
George EdwardsVice Chairman4$0
Chris RuisaardChairman4$0

Data for this page was sourced from XML published by IRS (public 990 form dataset) from: https://s3.amazonaws.com/irs-form-990/202111209349301511_public.xml