Organizations Filed Purposes:
The primary focus of Garden State Consumer Credit Counseling, Inc. ("Navicore Solutions"), a non-profit organization, is to strengthen the well-being of individuals and families through education, guidance, advocacy, and support. Our most significant activities include housing counseling, credit counseling, bankruptcy counseling, health and wellness counseling, and education and other outreach programs. Finally, for those individuals who qualify, the company maintains a debt management program.
Housing Counseling; Credit Counseling; Bankruptcy Counseling; Health and Wellness Counseling; Education and Other Outreach Programs. A debt management plan for individuals who need additional assistance with unsecured debt and will benefit from this activity.
Debt Management ProgramWe administer a Debt Management Program (DMP) for those individuals who require assistance in managing their finances and unsecured debt. We design and implement a repayment plan, communicate with creditors, and receipt and disburse funds to creditors on behalf of DMP clients.During the period, $80,478,003 in debt was repaid on behalf of our clients to their creditors.
Budget Counseling & EducationA complete budget analysis is prepared for consumers experiencing budget, credit or debt related concerns. One on one counseling assesses the consumer's monthly financial profile and facilitates guidance to resources. Our counseling model includes a thorough budget analysis and the development of an action plan supported by resources, recommendations and education material.During the period, we provided over 18,600 budget counseling sessions and distributed an average of over 8,580 pieces of education material per month, excluding material distributed as part of our community outreach work and via our website.
Housing CounselingOur Housing Counseling services include pre-purchase, rental, default/foreclosure prevention, home equity conversion mortgage counseling and HECM default counseling. A certified housing counselor may also assist homeowners with negotiating a repayment plan, securing a loan modification or other possible solutions that will allow the homeowner to retain homeownership.
Executives Listed on Filing
Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing
| Name | Title | Hours Per Week | Total Salary |
|---|
| Jill Feldman | President | 85 | $232,221 |
| Joel Greenberg | Executive Dir. | 15 | $183,358 |
| Todd M Suler | Treasurer | 60 | $164,000 |
| Diane Gray | VP of Couns. & Edu | 70 | $143,076 |
| Kelly Zambrano | Corp. Secretary | 60 | $100,175 |
| Graham Rose | Trustee | 2 | $9,960 |
| Stephen W Freiman | Trustee | 1 | $0 |
| Kelly Mcgraw | Trustee | 1 | $0 |
| Margaretta Noonan | Trustee | 2 | $0 |
| Dennis Pitocco | Trustee | 3 | $0 |
| Basil Katsamakis | Trustee | 2 | $0 |
| Deborah Figart | Trustee | 1 | $0 |
| William Lawrence | Trustee | 2 | $0 |
| Roy Lopez | Trustee | 1 | $0 |
Data for this page was sourced from XML published by IRS (
public 990 form dataset) from:
https://s3.amazonaws.com/irs-form-990/202022599349302052_public.xml