TRINITY CREDIT COUNSELING INC
11229 READING ROAD, CINCINNATI, OH 45241 trinitycredit.org

Total Revenue
$5,972,630
Total Expenses
$5,491,184
Net Assets
$5,576,834

Organizations Filed Purposes: TRINITY IS COMMITTED TO ADDRESSING THE UNDERLYING CAUSES OF DEBT AND FINANCIAL DISTRESS FOR INDIVIDUALS AND FAMILIES. AS A CREDIT COUNSELING AGENCY, WE BELIEVE FINANCIAL EDUCATION PROVIDES A REMEDY FOR ADDRESSING DEBT, THE MISUSE OF CREDIT, BANKRUPTCY, AND POOR FINANCIAL PLANNING. TRINITY'S MISSION IS TO HELP THOSE EXPERIENCING FINANCIAL DISTRESS IMPROVE THEIR FINANCIAL SITUATION THROUGH COUNSELING AND EDUCATION.

EDUCATION AND BUDGETING FOR CONSUMERS.

TRINITY PROVIDES CREDIT COUNSELING, DEBT MANAGEMENT, AND DEBT COUNSELING FOR INDIVIDUALS AND FAMILIES WHO ARE EXPERIENCING DEBT PROBLEMS OR NEED GUIDANCE TO FORMULATE A MONTHLY BUDGET. BEING A NON-PROFIT 501(C)(3) ORGANIZATION, MANY OF THESE SERVICES ARE OFFERED AT NO COST TO OUR CLIENTS. THOSE WHO INQUIRE ABOUT OUR SERVICE ARE GIVEN ACCESS TO A CERTIFIED CREDIT COUNSELOR. TO START, COUNSELORS PROVIDE AN EXPLANTION OF ALL THE SERVICES OFFERED. THROUGH CONVERSATION, COUNSELORS WILL FACILITATE A SERIES OF QUESTIONS TO OBTAIN INSIGHT REGARDING THE CALLER'S OVERALL SITUATION. ONCE ENOUGH INFORMATION IS COLLECTED, COUNSELORS USE THEIR EXPERTISE TO DECIDE WHAT OPTIONS ARE AVAILABLE THAT CAN TARGET AND RESOLVE THE CALLER'S SPECIFIC NEEDS. FOR THOSE IN NEED OF FINANCIAL COUNSELING, THE FIRST STEP IS THE DREE DEBT ANALYSIS. THIS CRITICAL STEP ALLOWS THE COUNSELOR TO REVIEW THE CLIENT'S INCOME, EXPENSES, AND IDENTIFY POTENTIAL PROBLEM AREAS. COUNSELORS GIVE SUGGESTIONS ON WAYS IN WHICH THE CLIENT CAN IMPROVE THEIR BUDGET AND FINANCIAL SITUATION. DETAILS PERTAINING TO DEBTS OWED ARE ALSO REVIEWED. RECOMMENDATIONS ARE EXPLAINED ABOUT AVAILABLE OPTIONS THAT WOULD ASSIST WITH REPAYING DEBTS. THE COUNSELOR WILL WORK TO IDENTIFY THE ROOT CAUSE OF THE CLIENT'S SITUATION SO THAT PROPER CORRECTIVE ACTION CAN TAKE PLACE. COUNSELORS WILL PROVIDE FOLLOW UP COUNSELING AT VARIOUS INTERVALS BASED ON EACH INDIVIDUAL'S NEEDS. WEEKLY, TRINITY RECEIVES AS MANY AS 600 INQUIRIES VIA THE TELEPHONE, INTERNET, OR IN PERSON. ANNUALLY, THIS AMOUNTS TO MORE THAN 31,000 PEOPLE WHO CONTACT TRINITY SEEKING OUR ASSISTANCE. ALL ARE GIVEN ACCESS TO A CERTIFIED CREDIT COUNSELOR. APPROXIMATELY 43% OF THESE INQUIRERS GO ON TO COMPLETE AN APPLICATION. OF THE APPLICATIONS RECEIVED, ABOUT 42% ARE ADVISED TO ENTER INTO A DMP. THE REMAINING 58% ARE OFFERED ALTERNATIVE SOLUTIONS SUCH AS WORKING WITH CREDITORS DIRECTLY, BANKRUPTCY, OR AN APPLICABLE REFERRAL TO AN OUTSIDE RESOURCE FOR HELP PERTAINING TO AUTO LOANS, MORTGAGE LOANS, OR STUDENT LOAN RELIEF. TRINITY'S EDUCATION AND OUTREACH EFFORTS ARE INTENDED TO INFORM THE COMMUNITY OF PERSONAL FINANCIAL MANAGEMENT SKILLS AND TECHNIQUES. TRINITY'S EDUCATION AND OUTREACH EFFORTS FOCUS ON SEVERAL TARGETED AUDIENCES: YOUTH AND ADULT FINANCIAL EDUCATION, COMMUNITY COLLEGES AND WORKFORCE DEVELOPMENT AND HOUSING EDUCATION. EDUCATION AND OUTREACH EFFORTS ARE COLLABORATIVE SUCH AS WORKING WITH PUBLIC SCHOOLS, COMMUNITY ORGANIZATIONS, GOVERNMENTAL AGENCIES, CREDIT UNIONS AND PRIVATE BUSINESSES. TRINITY STRIVES TO BUILD AND SUSTAIN COMMUNITY PARTNERSHIPS TO EXPAND ORGANIZATIONAL CAPACITY AND SERVES THE COMMUNITY THROUGH FINANCIAL EDUCATION PRESENTATIONS, WORKSHOPS, OR SEMINARS. IN 2019, OVER 5,200 INDIVIDUALS WERE REACHED BY TRINITY'S EDUCATION PROGRAMS.

Executives Listed on Filing

Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing

NameTitleHours Per WeekTotal Salary
Gary A VosickPRESIDENT40$262,127
Jade DurhamOPERATIONS MANAGER40$205,000
Robert BicknaverDIRECTOR1$5,000
Doug TaylorDIRECTOR1$5,000
Randall K WheelerDIRECTOR1$5,000
Orville R RobinsonDIRECTOR1$5,000

Data for this page was sourced from XML published by IRS (public 990 form dataset) from: https://s3.amazonaws.com/irs-form-990/202032909349300723_public.xml