SOUTHWEST FLORIDA WOMENS FOUNDATION INC
27911 CROWN LAKE BLVD 223, BONITA SPRINGS, FL 34135 www.earntolearnfl.org

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Organizations Filed Purposes: THE ORGANIZATION ENVISIONS A WORLD WITHOUT BARRIERS TO HIGHER EDUCATION TO ENSURE THAT FLORIDA'S STUDENTS GRADUATE ON TIME, CAREER READY, AND WITH MINIMAL STUDENT LOAN DEBT.

EARN TO LEARN FL: PROVIDES A REFRESHING AND INNOVATIVE APPROACH TO FINANCING HIGHER EDUCATION AND CLOSES THE GAP IN EDUCATIONAL ATTAINMENT FOR STUDENTS FROM LOWER SOCIO-ECONOMIC BACKGROUNDS. EARN TO LEARN FL COMBINES STUDENT SAVINGS WITH FINANCIAL AID, FINANCIAL LITERACY TRAINING, MONEY MANAGEMENT EXPERIENCE, AND SUCCESS COACHING TO HELP LOW-TO-MODERATE INCOME STUDENTS OBTAIN POST-SECONDARY EDUCATION ON TIME, CAREER READY AND WITH MINIMAL STUDENT LOAN DEBT. QUALIFIED STUDENTS SAVE UP TO 500 FROM THEIR EARNINGS PER YEAR, MATCHED BY UP TO 4000 EARN TO LEARN FUNDS WITH A 1:8 MATCH. SINCE THE PROGRAM'S INCEPTION IN 2016, OVER 650 STUDENTS HAVE EXPRESSED INTEREST EARN TO LEARN FL, OF WHICH 82% REPRESENT ETHNIC MINORITIES AND 73% ARE FIRST GENERATION STUDENTS. OVER 200 STUDENTS HAVE PARTICIPATED IN FINANCIAL LITERACY TRAINING, AND 75+ STUDENTS HAVE QUALIFIED TO OPEN THEIR EARN TO LEARN FL SAVINGS ACCOUNT, CUMULATIVELY SAVING OVER 32,000 TO BE MATCHED WITH EARN TO LEARN FL FINANCIAL AID. OVER 140,000 HAS BEEN TRANSFERRED TO STUDENT EDUCATIONAL INSTITUTION ACCOUNTS FOR THE PARTICIPATING STUDENTS' BENEFIT, TO APPLY TO TUITION, BOOKS, FEES AND OTHER APPROVED EXPENSES. "EARN TO LEARN FL SUPPORTS STUDENTS ATTENDING FLORIDA STATE COLLEGES AND UNIVERSITIES, INCLUDING UNIVERSITY OF FLORIDA, UNIVERSITY OF SOUTH FLORIDA, FLORIDA SOUTHWESTERN STATE COLLEGE, FLORIDA GULF COAST UNIVERSITY, FLORIDA STATE UNIVERSITY, FLORIDA ATLANTIC UNIVERSITY, AND FLORIDA INTERNATIONAL UNIVERSITY. "EARN TO LEARN FL ALSO SUPPORT STUDENTS ATTENDING OUT OF STATE COLLEGES SUCH AS UNIVERSITY OF MISSOURI AND CORNELL UNIVERSITY. EARN TO LEARN FL STUDENTS ARE PURSUING DEGREES TO PREPARE THEM FOR FINANCIAL STABILITY AND SUCCESSFUL CAREERS. "67% PURSUING A BACHELOR'S DEGREE "17% PURSUING A MASTER'S DEGREE OR PHD "12% PURSUING AN ASSOCIATE'S DEGREE "4% PURSUING A TECHNICAL CERTIFICATE OR OTHER TYPE OF DEGREE MOST STUDENTS' DEGREES FALL INTO ONE OF THREE CATEGORIES: SCIENCE AND TECHNOLOGY, BUSINESS AND MANAGEMENT, OR CRIMINAL JUSTICE AND SOCIAL SCIENCES. "62% ARE MAJORING IN SCIENCE AND TECHNOLOGY "26% ARE MAJORING IN BUSINESS AND MANAGEMENT "12% ARE MAJORING IN CRIMINAL JUSTICE AND SOCIAL SCIENCES OUR STUDENTS HAVE AN AVERAGE GPA OF 3.45 AS OF THE FALL 2018 SEMESTER. THE INITIAL PROGRAM PARTICIPANTS ARE BEGINNING TO GRADUATE, EARNING THEIR DEGREES ALONG WITH INCREASED FINANCIAL LITERACY SKILLS AND REDUCED STUDENT LOAN DEBT. ONE STUDENT PARTICIPANT GRADUATED IN 2017 AND FIVE IN 2018, WITH AN AVERAGE PROGRAM PARTICIPATION OF 1.5 YEARS; SEVERAL PLAN TO IMMEDIATELY CONTINUE THEIR EDUCATION WITH AN ADVANCED DEGREE, REMAINING IN THE E2L PROGRAM. EARN TO LEARN FL COLLABORATES WITH HIGH SCHOOL GUIDANCE AND COLLEGE COUNSELORS AND NON-PROFIT REFERRAL RESOURCES TO IDENTIFY AND RECRUIT STUDENTS. COLLABORATIONS WITH FLORIDA COLLEGE AND UNIVERSITY FINANCIAL AID PROFESSIONALS HELP MONITOR STUDENTS' ADMISSIONS, FAFSA APPLICATION AND OTHER AID OFFERED TO FACILITATE THE 8:1 MATCH. EARN TO LEARN FL ALSO REFERS STUDENTS TO THE ACADEMIC INSTITUTIONS' WELL-DEVELOPED STUDENT SUPPORT SERVICES TO ASSIST WITH NAVIGATION OF CAMPUS LIFE. THROUGH COLLABORATION WITH TECHNICAL COLLEGE, STATE COLLEGE AND UNIVERSITY PARTNERS, EARN TO LEARN FL FOSTERS AN ATMOSPHERE TO STRENGTHEN THE SHARED MISSION TO SUPPORT LOW-TO MODERATE-INCOME STUDENTS WITH A COMMITMENT TO EQUITY AND IMPROVING THE LIVES OF STUDENTS THROUGH MENTORING, COACHING AND ENCOURAGING STUDENTS TO BE INVESTORS IN THEIR OWN FUTURE USING OUR UNIQUE AND TRANSFORMATIVE MODEL OF FINANCING HIGHER EDUCATION. ADDITIONAL PARTNERS ARE LOCAL AND STATEWIDE EMPLOYERS, CORPORATIONS, PHILANTHROPISTS, AND FOUNDATIONS.

ADVOCACY: THROUGH PUBLIC AWARENESS CAMPAIGNS, LEADERSHIP TRAINING, AND MENTORING, WE SUPPORT MOVEMENTS THAT CREATE LASTING CHANGE THROUGH NEW OR IMPROVED PUBLIC POLICY, ENCOURAGING IMPACT AND ACTION, WHILE WORKING TO INFLUENCE ORGANIZATIONS AND INITIATIVES THAT INFLUENCE LEGISLATIVE POLICY CHANGE TOWARD EDUCATION AND STUDENT DEBT REDUCTION AND IMPROVE THE QUALITY OF LIVES OF THE PEOPLE IN FLORIDA. WE ARE DEDICATED AS A VALUABLE AND RELIABLE SOURCE OF INFORMATION TO OUR PROGRAM PARTICIPANTS, DONORS AND GENERAL PUBLIC. IN ADDITION TO ENCOURAGING AWARENESS, RESEARCH TO ENCOURAGE ACTION IS ALSO SUPPORTED. IN COLLABORATION WITH THE FLORIDA WOMEN'S FUNDING ALLIANCE, AN AFFINITY GROUP OF FLORIDA PHILANTHROPIC NETWORK, SEVERAL PIECES OF GROUNDBREAKING RESEARCH WERE PLANNED, FUNDED AND COMMISSIONED. IN 2018, THE STATUS OF WOMEN IN FLORIDA BY COUNTY: EMPLOYMENT & EARNINGS AND HEALTH & WELL BEING REPORTS WERE PUBLISHED, INCLUDING KEY FINDINGS AND POLICY RECOMMENDATIONS. COMPLETE DOWNLOADABLE REPORTS ARE AVAILABLE AT HTTPS://EARNTOLEARNFL.ORG/RESEARCH/.

BUSINESS BUILDING BLOCKS (B3) FOR WOMEN: CREATED TO GUIDE FEMALE ENTREPRENEURS THROUGH THE INTIMIDATING AND SOMETIMES CONFUSING PROCESS OF BUILDING A BUSINESS THAT WILL GROW AND SUCCEED, B3 INCLUDES AN ONLINE, SELF-PACED VIDEO COURSE AND THE OPPORTUNITY TO RECEIVE MICRO-LOAN FUNDING THROUGH KIVA, UP TO 10,000 FOR 36 MONTHS AT 0% INTEREST. DURING 2018, 165 PARTICIPANTS ENROLLED IN THE ONLINE B3 COURSE, WITH 29 COMPLETING ALL MODULES. B3 LICENSING HAS BEEN TRANSFERRED TO WOMEN'S FUNDING NETWORK FOR FURTHER USE AND DEVELOPMENT. OUR PROGRAM IS WINDING DOWN AS MICRO-LOANS ARE REPAID. AS OF MAY 21, 2019, OUR IMPACT AS A KIVA TRUSTEE OF MICRO-LOANS TO FEMALE ENTREPRENEURS: 16 LOANS MADE, WITH 4 (25%) FULLY REPAID, 9 (56%) MAKING PAYMENTS, AND 3 (19%) IN DEFAULT 27,350 TOTAL WAS LENT BY THE ORGANIZATION TO BORROWERS (86,500 TOTAL LOANED TO THE BORROWERS THROUGH KIVA), WITH 8186 OUTSTANDING IN LOANS FOR THE REMAINING PARTICIPANTS

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