DEBT REDUCTION SERVICES INC
6213 N CLOVERDALE RD STE 100, BOISE, ID 83713 www.debtreductionservices.org

---

Organizations Filed Purposes: OUR MISSION IS TO PROMOTE FINANCIAL RESPONSIBILITY IN OUR CLIENTS AND COMMUNITY MEMBERS NATIONWIDE. WE ACCOMPLISH THIS THROUGH EDUCATIONAL PROGRAMS, COUNSELING, AND PERSONALIZED SERVICES. WE THUS EMPOWER INDIVIDUALS TO DEVELOP AND USE POSITIVE BUDGETING SKILLS AND EFFECTIVE SPENDING BEHAVIORS, TO USE CREDIT WISELY, AND TO PREVENT, MANAGE, AND ELIMINATE CONSUMER DEBT.

EDUCATIONAL ACCOMPLISHMENTSDRS DEDICATES A GREAT DEAL OF TIME, ENERGY AND RESOURCES WITHIN COMMUNITIES WHERE WE HAVE PHYSICAL OFFICES, IN ADDITION TO EXTENSIVE ONLINE FINANCIAL EDUCATION ACTIVITIES, TO PROMOTE FINANCIAL LITERACY AND HEALTHY PERSONAL FINANCE BEHAVIOR. OUR TOP THREE ACHIEVEMENTS INCLUDE: 1) THE CONTINUED DEVELOPMENT AND FACILITATION OF OUR AWARD-WINNING MY LIFE MY CHOICES - STUDENT EDITION COURSE (5,022 ONLINE PARTICIPANTS AND 30 IN PERSON), 2) THE DESIGN, RECORDING, AND FACILITATION OF OUR MONEY FIT LIVE WEEKLY YOUTUBE VIDEOS AND CHATS (49 VIDEOS, 1,200 VIEWS, AND OVER 90 HOURS OF VIEWING TIME), AND 3) THE DEVELOPMENT AND PUBLICATION OF OUR ONLINE FINANCIAL CALCULATORS MADE FOR SPECIFIC POPULATIONS AND ACTIVITIES (805 SUBMISSIONS).DURING 2020, INCOME RECEIVED, AND EXPENDITURES INCURRED BY THE ORGANIZATION SUPPORTED THE SUCCESSFUL IMPLEMENTATION OF THE FOLLOWING SIGNIFICANT FINANCIAL EDUCATION PROGRAMS AND SERVICES:MY LIFE MY CHOICES - MILITARY TRANSITION EDITION - THIS FREE, ONLINE, INTERACTIVE BUDGETING ACTIVITY FOR ACTIVE MILITARY SERVICE MEN AND WOMEN TRANSITIONING TO CIVILIAN LIFE HELPS THEM CONNECT THEIR PERSONAL CHOICES TO SHORT- AND LONG-TERM FINANCIAL CONSEQUENCES IN A 25- TO 45-MINUTE EXPERIENCE THAT INVOLVES TOPICS FROM BUDGETING AND TAXES TO HOUSING AND CONSUMER SPENDING. IN NOVEMBER 2020, THE ASSOCIATION FOR FINANCIAL COUNSELING AND PLANNING EDUCATION RECOGNIZED MY LIFE MY CHOICES - MILITARY TRANSITION EDITION WITH ITS 2020 OUTSTANDING CONSUMER FINANCIAL INFORMATION AWARD. EVERYDAY MONEY SERIES OF WEBINARS - THIS EIGHT-PART SERIES OF 27- TO 57-MINUTE ONLINE WORKSHOPS, FREE AND OPEN TO THE PUBLIC, ADDRESSES KEY FINANCIAL TOPICS, FROM FINANCIAL DIRECTION AND GOALS TO BUDGETS, FROM BUILDING CREDIT TO ELIMINATING DEBT, AND FROM SAVINGS STRATEGIES TO RELATIONSHIPS AND MONEY. IN 2020, WE HAD NEARLY 183 PARTICIPANTS COMPLETE THESE WEBINARS.REAL SOLUTIONS SERIES OF WEBINARS - THIS FOUR-PART SERIES OF ONE-HOUR ONLINE WORKSHOPS, FREE AND OPEN TO THE PUBLIC, OFFERS FOUR CORE FINANCIAL EDUCATION TOPICS REVOLVING AROUND DEBT REDUCTION SERVICES INC.'S MISSION, INCLUDING PERSONAL AND HOUSEHOLD BUDGETING, DEVELOPING EFFECTIVE SPENDING HABITS, USING CREDIT WISELY, AND PREVENTING AND ELIMINATING EXCESSIVE CONSUMER DEBT. OVER 179 INDIVIDUALS PARTICIPATED IN THESE WEBINARS IN 2020, INCLUDING 40 COURSES COMPLETED INSIDE STATE PRISONS.FINANCIALLY EMPOWERED SERIES OF WEBINARS - THIS FOUR-PART SERIES OF 30- TO 60-MINUTE ONLINE WORKSHOPS, FREE AND OPEN TO THE PUBLIC ALTHOUGH TARGETED TO SPECIFIC DEMOGRAPHICS AMONG OUR CLIENTS - ADDRESSING FREQUENT FINANCIAL QUESTIONS AND CHALLENGES CONFRONTING THE TWENTY-SOMETHING CROWD, SENIORS, EMPTY NESTERS, AND NEW PARENTS. IN 2020, INDIVIDUALS COMPLETED 97 OF THESE WEBINARS.WHO WANTS TO LIVE LIKE A MILLIONAIRE? WEBINAR: IN 2020, 192 INDIVIDUALS COMPLETED THIS FUN AND INTERACTIVE WEBINAR THAT BUSTS MYTHS OF WEALTH, LIFESTYLE, AND PARTICULARLY HYPER-CONSUMERISM.IDAHO FINANCIAL LITERACY COALITION - THIS IS THE STATE CHAPTER OF THE JUMP$TART COALITION FOR PERSONAL FINANCIAL LITERACY, WHICH PROMOTES FINANCIAL LITERACY AMONG YOUTH AND AT RISK POPULATIONS. IN 2020, THE ORGANIZATION'S EDUCATION MANAGER CONTINUED TO PARTICIPATE IN THE COALITION'S REGULAR MEMBERSHIP MEETINGS TO COORDINATE FINANCIAL EDUCATION WITH LIKE-MINDED ORGANIZATIONS.COALITIONS AND ASSOCIATIONS - IN 2020 THE ORGANIZATION'S EDUCATION MANAGER PARTICIPATED AS A REGULAR PANELIST ON THE WEEKLY TWITTER #CREDITCHAT HOSTED BY EXPERIAN. HE ALSO SERVES ON THE PROGRAM COORDINATING COMMITTEES FOR THREE SOUTHWESTERN IDAHO HOUSING AUTHORITIES. FINALLY, HE ALSO PARTICIPATED ON THE TECHNICAL ADVISORY COMMITTEE FOR THE BOISE SCHOOL DISTRICT'S FAMILY AND CONSUMER SCIENCE PROGRAM.WHENEVER POSSIBLE, THE ORGANIZATION PRESENTS AND STAFFS BOOTHS AT CONFERENCES AND SEMINARS WHERE IT IS ABLE TO OFFER FINANCIAL EDUCATION TO INDIVIDUALS OF ALL AGES AND WALKS OF LIFE. IN EARLY 2020, BEFORE THE PANDEMIC OUTBREAK, OUR EDUCATORS FACILITATED PRESENTATIONS AT ELEMENTARY SCHOOLS, BUSINESSES, AND COLLEGES. IN NOVEMBER, OUR EDUCATION MANAGER LED A BREAKOUT SESSION AT THE AFCPE'S ANNUAL SYMPOSIUM, HELD VIRTUALLY FOR THE FIRST TIME DUE TO COVID-19. ALL IN ALL, IN 2020, THE ORGANIZATION FACILITATED 6,212 PRESENTATIONS TO 564 INDIVIDUALS IN ADDITION TO THE 6,046 INDIVIDUALS PARTICIPATING VIA WEBINARS.THE ORGANIZATION HAS BEEN APPROVED BY THE OFFICE OF THE U.S. TRUSTEES TO PROVIDE BOTH THE PRE-BANKRUPTCY CREDIT COUNSELING BRIEFING, AND POST-BANKRUPTCY PERSONAL MANAGEMENT CLASSES, AS REQUIRED BY THE "BANKRUPTCY ABUSE PREVENTION AND CONSUMER PROTECTION ACT OF 2005." THE ORGANIZATION PROVIDES THE PRE-BANKRUPTCY CREDIT COUNSELING AND THE POST-BANKRUPTCY DEBTOR EDUCATION COURSE VIA THE INTERNET.

---

---

Data for this page was sourced from XML published by IRS (public 990 form dataset) from: https://s3.amazonaws.com/irs-form-990/202101209349300825_public.xml