UAW RETIREE MEDICAL BENEFITS TRUST
200 WALKER STREET, DETROIT, MI 48207

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Organizations Filed Purposes: TO PROVIDE EVERY MEMBER WITH HEALTH BENEFITS AND THE OPPORTUNITY TO ACHIEVE THEIR BEST QUALITY OF LIFE.

A VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION ("VEBA") ORGANIZED TO HOLD, INVEST, AND ADMINISTER FUNDS FOR POST-RETIREMENT MEDICAL BENEFITS. THE PRIMARY MISSION OF THE RMBT IS TO SERVE AS A SOURCE FOR RETIREE HEALTH CARE COVERAGE FOR ITS MEMBERS.

THE UAW RETIREE MEDICAL BENEFITS TRUST (THE "TRUST") PROVIDES HEALTH CARE BENEFITS TO ELIGIBLE CURRENT AND FUTURE UAW RETIREES FROM GENERAL MOTORS, FORD, AND CHRYSLER (NOW KNOWN AS FIAT CHRYSLER AMERICA OR FCA), ALONG WITH THEIR ELIGIBLE DEPENDENTS. THE TRUST IS AN INDEPENDENT ENTITY AND IS NOT GOVERNED BY, OR A PART OF, THE UAW OR THE AUTO COMPANIES. THIS ARRANGEMENT WAS ESTABLISHED THROUGH A PROVISION IN THE 2007 COLLECTIVE BARGAINING AGREEMENTS BETWEEN THE UAW AND THE THREE AUTO COMPANIES. UNDER THESE AGREEMENTS, ALL OF THE RETIREE HEALTH CARE LIABILITIES WERE TRANSFERRED TO A NEW AND INDEPENDENT VOLUNTARY EMPLOYEES' BENEFICIARY ASSOCIATION (VEBA). THE FEDERAL COURTS APPROVED THESE AGREEMENTS IN A SERIES OF CLASS ACTION SETTLEMENTS, AND THE ARRANGEMENTS WERE ALSO APPROVED BY THE BANKRUPTCY COURTS IN THE GENERAL MOTORS AND CHRYSLER CHAPTER 11 BANKRUPTCY PROCEEDINGS DURING 2009. THE TRUST IS GOVERNED BY AN 11-PERSON COMMITTEE COMPRISED OF SIX INDEPENDENT MEMBERS AND FIVE MEMBERS APPOINTED BY THE UAW. ADDITIONAL SUBCOMMITTEES OF THE COMMITTEE EXIST FOR PLAN ADMINISTRATION, INVESTMENT, AND AUDIT. ALL COMMITTEE MEMBERS AND TRUST STAFF ADHERE TO A STRICT CODE OF ETHICS.THE PURPOSE OF THE TRUST IS TO SERVE AS A SOURCE FOR RETIREE HEALTH CARE COVERAGE FOR ITS MEMBERS. SEPARATE TRUST ACCOUNTS ARE MAINTAINED FOR EACH AUTO PLAN (GM, FORD, AND CHRYSLER) FROM WHICH BENEFITS ARE PAID. WHEN THE TRUST LAUNCHED IN JANUARY 2010, IT BECAME THE LARGEST NON-GOVERNMENTAL PURCHASER OF RETIREE HEALTH CARE IN THE UNITED STATES, PROVIDING HEALTH CARE BENEFITS TO MORE THAN 860,000 PERSONS. IN 2018, THE TRUST PROVIDED COVERAGE FOR OVER 680,000 MEMBERS.THE TRUST CONTINUES TO SERVE ITS MISSION OF PROVIDING HEALTH CARE BENEFITS TO RETIREES AND REVIEWS THE BENEFIT DESIGN EACH YEAR TO MAKE ANY ADJUSTMENTS THAT ARE NECESSARY. IN 2018, THE TRUST PAID APPROXIMATELY $3.4 BILLION PROVIDING HEALTH CARE FOR ITS RETIREES AND DEPENDENTS, INCLUDING FILLING OVER 16.4 MILLION PRESCRIPTIONS FOR MEMBERS DURING THE PLAN YEAR. SINCE ITS LAUNCH, THE TRUST HAS MADE GREAT STRIDES IN FINDING WAYS TO CONTROL COSTS WHILE IMPROVING HEALTH CARE BENEFITS. FOR 2018, THE TRUST WAS PLEASED TO MAINTAIN BENEFIT LEVELS WITH NO COST INCREASES FOR MEMBERS. THE TRUST EXPANDED MEDICARE ADVANTAGE (MA) PPO PLANS IN 20 ADDITIONAL STATES TO COMPLETE NATIONWIDE AVAILABILITY FOR MEDICARE ENROLLED MEMBERS. WITH THIS EXPANSION, THE TRUST PROVIDED AN MA PPO OPTION IN ALL 50 STATES. THE TRUST MADE MA PPO PLANS THE PRIMARY PLAN FOR MEDICARE MEMBERS BY IMPLEMENTING AN AUTOMATIC ENROLLMENT PROGRAM, MEANING THAT RETIREES WOULD AUTOMATICALLY BE ENROLLED INTO THE MA PPO PLAN IN THEIR AREA UNLESS THEY OPTED INTO ONE OF THE OTHER PLAN OPTIONS OFFERED BY THE TRUST. THE TRUST ALSO CONDUCTED NUMEROUS, EDUCATIONAL MEETINGS AND PROVIDED DETAILED WRITTEN INFORMATION TO ASSIST MEMBERS WITH THEIR PLAN CHOICES. THROUGHOUT 2018, THE TRUST ALSO WORKED WITH A NATIONAL CARRIER TO DESIGN A PLAN TO IMPROVE COVERAGE FOR NON-MEDICARE MEMBERS ON A NATIONAL LEVEL. THE NEW PLAN DESIGN SOUGHT TO ADDRESS MUCH-NEEDED COVERAGE FOR PRIMARY CARE AND SPECIALIST OFFICE VISITS WHILE ALSO SHIELDING MEMBERS FROM FACILITY FEE PRACTICES IN THE MARKETS, WHICH WERE INCREASINGLY BECOMING DETERRENTS FOR MEMBERS SEEKING APPROPRIATE CARE. ADDITIONAL FEATURES OF THE PLAN PROVIDE PERSONALIZED ASSISTANCE FOR MEMBERS NAVIGATING THE PLAN AND HEALTHCARE SYSTEM, ENHANCED SUPPORT PROGRAMS FOR NON-MEDICARE MEMBERS IN NEED OF DIABETES MANAGEMENT, CARE MANAGEMENT, RADIOLOGY AND ONCOLOGY SERVICES. IN THE FALL OF 2018, NON-MEDICARE MEMBERS RECEIVED DETAILED INFORMATION ON THESE EXPANDED BENEFITS.. THE TRUST MEMBERSHIP IS GEOGRAPHICALLY AND DEMOGRAPHICALLY DIVERSE. THE TRUST MAINTAINS ROBUST COMMUNICATION WITH MEMBERSHIP IN ORDER TO OPERATE IN A TRANSPARENT FASHION. THE GOAL IS TO KEEP BENEFICIARIES INFORMED ON THE TRUST ACTIVITIES, AS WELL AS THE BENEFITS PROVIDED BY THE TRUST. THE TRUST AND CARRIERS SENT A SERIES OF COMMUNICATIONS TO MEMBERS REGARDING 2019 ENROLLMENT AND PLAN OFFERINGS. RETIREE HEALTH CARE CONNECT, THE CALL CENTER FOR TRUST MEMBERS, HANDLED MORE THAN 325,000 CALLS IN 2018. VARIOUS PRINTED MAILINGS WERE DISTRIBUTED BY THE TRUST TO APPROXIMATE 450,000 CONTRACT HOLDER PARTICIPANTS DURING 2018. THESE MAILINGS UPDATE THE TRUST MEMBERSHIP ON BENEFITS PROVIDED BY THE TRUST AND INFORMATION REGARDING THE TRUST'S FINANCIAL POSITION. TRUST VENDOR PARTNERS ALSO COMMUNICATED DIRECTLY WITH MEMBERS, ON BEHALF OF THE TRUST, DURING THE COURSE OF 2018 REGARDING BENEFITS, PREVENTION, CHRONIC CONDITIONS AND DISEASE MANAGEMENT WHERE APPROPRIATE. ADDITIONALLY, MEMBERS WITH SPECIFIC GAPS IN CARE WERE SENT COMMUNICATIONS ENCOURAGING THEM TO TAKE PREVENTIVE MEASURES TO MANAGE THEIR CONDITION(S), IMPROVE THEIR HEALTH STATUS, AND ENGAGE WITH THEIR PRIMARY CARE PHYSICIAN. THE TRUST CONTINUES TO LEVERAGE OTHER COMMUNICATION FORMATS TO COMPLEMENT MAILINGS, INCLUDING THE TRUST-BRANDED WEBSITE (WWW.UAWTRUST.ORG), VIDEOS, AND PRESENTATIONS AT RETIREE MEETINGS THROUGHOUT THE COUNTRY. THE TRUST AND ASSOCIATED PARTNERS CONDUCTED PRESENTATIONS AT 762 MEETINGS WITH AN ESTIMATED OUTREACH TO OVER 70,000 MEMBERS.

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