Organizations Filed Purposes:
Protect economic opportunity for low-income & minority families & communities by conducting research & providing education & technical assistance regarding predatory lending & other abusive financial practices.
Technical Assistance: Provided legal analysis and market insight on debt collection and abusive lending practices in the areas of mortgage, small loans, and student and auto loans. Proposed policy solutions to consumer and community groups and policymakers in the states and at the federal level. Primary focus was on policies and market changes that would stop lending abuses that prevent low-and moderate-income families and communities of color from building wealth.
Outreach/Communications: Raised visibility of abusive small-dollar loan predatory lending issues among national, statewide, and local groups, e.g. civil rights, faith-based, and other grassroots organizations. Similarly brought attention to the need for increasing access to responsible mortgage credit, and disparities in mortgage lending, race, ethnicity, and income. Highlighted impact of unfair debt collection practices, weakness of for-profit college programs, and other needed reforms for student lending practices at origination and student loan servicing. Presented at over 125 workshops and conferences, educating thousands of individuals about abusive financial services. Communications resulted in thousands of citations by the media covering financial abuses that impact borrowers and mentions CRLs research and policy work.
Research Services: Published research reports and analysis describing the fee drain of payday lending for consumers residing in enabling states, the impact of predatory behavior by for-profit colleges in Florida, an in-depth look at student debt and borrowers of color, and the impact of abusive debt collection practices in Oregon and Washington. Other research describes North Carolinas student debt landscape, student loan servicing regulations by state, the growth of on-line for-profit colleges and its downsides for students, the impact of allowing the Qualified Mortgage Patch to expire, and polling on consumers opinions on the regulation of Wall Street and a variety of consumer financial protection measures.
Executives Listed on Filing
Total Salary includes financial earnings, benefits, and all related organization earnings listed on tax filing
| Name | Title | Hours Per Week | Total Salary |
|---|
| Ricardo Quinto | Director of Communications | 0 | $0 |
| Aracely Panameno | Director Latino Affairs | 0 | $0 |
| Graciela Aponte | CA Policy Director | 0 | $0 |
| Ellen Harnick | Senior Policy Counsel | 0 | $0 |
| Randy Chambers | Treasurer | 0 | $0 |
| Michael Calhoun | President | 0 | $0 |
| Lisa Rice | Director | 0.5 | $0 |
| Edna Kane-Williams | Director | 0.5 | $0 |
| Noel Poyo | Director | 0.5 | $0 |
| Martin Eakes | CEODirectorSecretary | 0 | $0 |
| Robin Talbert | Director | 0.5 | $0 |
| Ira Rheingold | DirectorChair | 0.5 | $0 |
| Nicolas Retsinas | Director | 0.5 | $0 |
| Sarah Ludwig | Director | 0.5 | $0 |
| Don Kidd | Director | 0.5 | $0 |
| Mark Goldhaber | Director | 0.5 | $0 |
| Wade Henderson | Director | 0.5 | $0 |
Data for this page was sourced from XML published by IRS (
public 990 form dataset) from:
https://s3.amazonaws.com/irs-form-990/202023249349300722_public.xml